Full-Time

Wholesale Funding Associate

Updated on 9/9/2026

Hyundai Capital America

Hyundai Capital America

1,001-5,000 employees

Dealer financing, leasing, and protection plans.

No salary listed

Irvine, CA, USA

Hybrid

Four days on-site and one remote day per week required.

Bachelor's

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Word/Pages/Docs
Excel/Numbers/Sheets
Microsoft Outlook

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Requirements
  • Minimum 2-4 years of related work experience in basic accounting reconciliation.
  • A high school diploma or GED is required.
  • Proficiency in Microsoft Office programs such as Word, Excel, Access, and Outlook.
  • Ability to work with monetary transactions in a detail-oriented manner.
  • Strong written and verbal communication skills to work with dealers and internal departments.
  • Ability to multitask and perform multiple job functions simultaneously.
Responsibilities
  • Support the floorplan dealer portfolio by processing flooring and auction requests, supporting customers on the Dealer Access module of the wholesale management system, and maintaining dealer credit lines in the system.
  • Assist in the day-to-day management of non-floor-plan accounts, including fleet, commercial mobility products, real estate, and working capital loans.
  • Provide general administrative support for the Commercial Credit team.
  • Research and resolve accounting discrepancies.
  • Process ACH rejection requests and returns, and notify Credit Centers as required.
  • Collaborate with the Accounting Department on reconciliation, clearing transactions, and open suspense items.
  • Set up new floorplan accounts and auctions in the wholesale management system, including takeovers and takeouts.
  • Perform daily balancing of flooring transactions, ACH disbursements, and wire disbursements, and forward balanced activity to HCA Accounting.
  • Perform system testing in preparation for system updates and enhancements.
  • Post HMA and KMA batches into the wholesale management system and reconcile them against HCA cash disbursement notifications.
  • Process non-Hyundai and non-Kia draft flooring requests and reconcile them to daily cash disbursement notifications.
  • Process auction flooring requests and Dealer Direct flooring requests according to department service-level requirements.
  • Review documentation to ensure no outstanding liens are present and title documents have been properly executed.
  • Process funding and payment transactions for syndication accounts.
  • Follow up with dealers and insurance companies to ensure insurance and coverages are adequate.
  • Prepare Treasury Approval Requests for wire transfers related to syndication funding transactions.
  • Process Enterprise vehicle and Rental Fleet funding and payment activities, daily balance reconciliation, account reporting, and account maintenance.
Desired Qualifications
  • Knowledge of inventory floorplan financing.
  • Bank or captive lender experience.
  • A bachelor's degree.
Hyundai Capital America

Hyundai Capital America

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Hyundai Capital America provides financial products for Hyundai, Genesis, and Kia dealerships across the U.S., including dealer inventory and facility financing, plus indirect vehicle financing and leasing to over 1.7 million retail customers. Its subsidiary Hyundai Protection Plan offers vehicle service contracts and protection products under brands like Hyundai Protection Plan, Genesis Protection Plan, and Power Protect. The company operates from headquarters in Irvine, CA with centers in Atlanta, Dallas, and Newport Beach, and it supports Hyundai, Genesis, and Kia’s expansion globally through Hyundai Capital Services in Korea, with offices in six countries and more. Its approach centers on partnering with dealers and delivering strong customer service through global and regional operations, aiming to add value for customers and support broad market growth.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$4.6B

Headquarters

Irvine, California

Founded

1989

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Simplify Jobs

Simplify's Take

What believers are saying

  • June 2, 2025 CEO Jim Drotman refreshes strategy and execution.
  • August 26, 2026 ABS milestone signals deep investor demand for HCA paper.
  • James Vincent became CRO on February 17, 2025, strengthening underwriting discipline.

What critics are saying

  • Hyundai Capital remains tied to Hyundai and Kia U.S. sales cycles and incentives.
  • CFPB's 2022 credit-reporting order still haunts operations and compliance culture.
  • Heavy ABS and eurobond funding leaves refinancing vulnerable during spread blowouts.

What makes Hyundai Capital America unique

  • Oldest, largest Hyundai Motor Group captive in America since 1989.
  • Finances Hyundai, Genesis, and Kia dealers plus 1.7 million retail customers.
  • Raised $113 billion through ABS, reaching its 100th transaction on August 26, 2026.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Employee Discounts

Tuition Reimbursement

Growth & Insights and Company News

Headcount

6 month growth

8%

1 year growth

8%

2 year growth

7%
Yonhap Infomax
Jun 16th, 2026
Hyundai Capital America raises $3.25B in bond sale amid post-war market rally

Hyundai Capital America has raised $3.25 billion through a global bond offering, benefiting from improved market conditions following the US-Iran peace agreement. The issuance was divided into four tranches: $400 million (2-year), $1.25 billion (3-year), $1 billion (5-year), and $600 million (7-year), with spreads of 55bp, 70bp, 83bp, and 93bp over US Treasury yields respectively. The spreads were tightened from initial guidance based on strong demand during bookbuilding. The financial subsidiary of Hyundai Motor Group, which provides leasing and instalment services to Hyundai and Kia's US operations, returned to market after two and a half months, having previously raised $2 billion in March. The company maintains an A-grade international credit rating from Moody's (A3) and S&P (A-).

Auto Finance News
May 5th, 2025
Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025

Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025.

Hyundai Capital America
Feb 20th, 2025
Hyundai Capital America Names James Vincent As Chief Risk Officer

IRVINE, CA, February 17, 2025 - Hyundai Capital America (HCA) is pleased to announce the appointment of James Vincent as Chief Risk Officer (CRO), effective February 17.

The Korea Herald
Nov 25th, 2024
Hyundai Capital sets up Australian subsidiary

Last month, Hyundai Capital launched Genesis Finance in Australia, accompanied by a low-interest financing promotion for the Genesis GV80.

EIN News
Aug 27th, 2024
Indonesia Auto Finance Market Set for 4.9% Growth by 2029 with 74% Share in Vehicle Ownership Financing

In 2023, Hyundai Capital Services Inc., in partnership with Shinhan Bank and Sinar Mas Group, entered the expanding Indonesia auto finance market.